I'm sick and tired of all these commercials informing the public to "save more". Why does it take for the economy to be all f*cked up for us to realize that saving is actually much better than having $15 until your next paycheck? Of course, each situation is different, but the fact is I see more of these ads now more than ever (for obvious reasons) and I'm just so annoyed!
I mean as a teenager, I would buy things I couldn't afford just to look like I CAN AFFORD IT! Those 3 pairs of jeans? Do you really need 3 or a really good, reliable pair? I'm not saying walk around with holes in your shoes or clothes, but if it isn't a necessity then don't buy it.
I suppose most people have yet to grow up from their materialistic ways. C'MON?!?! Why does it take for you to max out all two or three of your credit cards to understand YOU CAN NOT AFFORD whatever it is you're buying!
Please don't get me wrong. I'd like to indulge once in awhile - whether it's been a hectic day or week at work or home. I can find the best sales out there (I've been dubbed the SALE QUEEN by some), but I wouldn't dare spend more than $30 - $40 dollars on an outfit. Let me repeat that: on an outfit! You just need to use the old with the new and work it!
As soon as I have reached my limit, I know I need to step back and pay it off. I've created a strict budget for myself. I try to bring lunch to work as much as possible. I consider anytime I eat out as part of my "indulgence" for the week. I don't allow that to exceed past 1 - 2 times a week or a total of 4 per month.
Let's admit it: We've become a "borrowing" nation as opposed to being savers. Just think two, three, maybe four times about that next purchase. Is it more a need or want? Start to save more than you spend on your next pay. It will definitely be worth it!
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2 comments:
we think alike! I'm a shopaholic but I've chilled out for the most during these had economic times... I try not to spend $ unless necessary. I also donate my clothes and shoes to good will. I always say if i were rich i would live comfortably but not beyond the means of my needs. No need to exaggerate... no buying more than 1 car if not needed, normal family home, same clothing budget I would just get to buy a lil more... that's just how I see it...
Yes! I see you're also a Gemini so great minds think alike!
Many wouldn't dare admit they've lived beyond their means, but you have to face the music one day, right?
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